Early Retirement Extreme Forums

@cmonkey thanks for the Ruby's Pantry rec. No problem! We have had a good experience each time, although some items are hit and miss. We have started saying no to the Halo Top though, just got way burned out on that one. :lol: @LiberateMind, thanks! My job is pretty easy, only requiring a few hours...

jacob wrote: ↑

Wed Dec 04, 2019 3:08 pm

We've moved from the general risk-on/risk-off trade to the particular trade deal on/trade deal off trade.

More like the trump tweet good/trump tweet bad trade. I'm sure he knows what he's doing..

The cultural pressure from every friend, every enemy, every direction, every country, every government is enormous. Businesses cannot exist if you do it. It takes such an act of will, that the longer it goes on in our lives, the more astonished I am that we did it at all Yea I am inversely correlat...

Gilberto de Piento wrote: ↑

Tue Dec 03, 2019 4:41 pm

November 2019

The big news for this month is that I hit $300,000 in FIRE assets!

Round numbers are great! Congrats.

If you wanna get from a 5% to a 3% WR, figure out how to cut your expenses by 40%.

Problem solved.

3.25%

Now that we live in MN, this has become super efficient. Both WFH, groceries are 1.7 miles away by bike. We own our house so implied cost is about 403 per month with purchase price, taxes and insurance.

0 + (1.7*.3) + (4836/12/100) = 4.54 ( A+)

theanimal wrote: ↑

Thu Nov 21, 2019 1:25 pm

The argument was paradigm shifting for me.

+1. I've been reading his 4 books as they come in over the past couple of weeks and it's had the same effect on me. Frankly, I'm a bit surprised at the push back in that thread.

classical_Liberal wrote: ↑

Wed Nov 20, 2019 7:58 pm

Still, it'll be worth a try, at least for the experience.

Nice, let me know how it goes! The food selection changes each time which is one of the exciting bits. Normally we don't get so much ice cream, usually just 6 or so. So we are good for a few months now..

@cmonkey That's fantastic! What is the program called and how does it work? I'm assuming this is not taking from folks who would otherwise get it for free based on need. It's not a food shelf program, no, but I suppose indirectly it does, since the leftovers of the leftovers go to food shelf folks....

Since moving to MN, we've been doing our part to reduce food waste in landfills. There's a program that operates across the upper midwest which takes near expired food and gives it to you for pennies on the dollar. Each month costs $20 (no tax). Last night DW and I priced it all out and our best est...

3 feet

I used to walk about 2 miles a day but it was along a super busy highway. Still better than driving it though.

I'd say 3 miles is a good limit, above that get a bike.

Cash balance is well over 6 figures now at 33%

@SWB - Yea this was a sort of mind-blow video for me and got me dreaming again. His design can be much improved by have an earthen berm on the north wall. I just need some land! He has a couple other videos on his youtube channel and in one he mentions it was about -1 F outside and was 38 F inside w...

Growing Citrus in Nebraska Snow - https://www.youtube.com/watch?v=ZD_3_gsgsnk

Try out some Alan Weisman - https://www.amazon.com/World-Without-Us ... 212&sr=8-1

Wow - sounds like you have a lot of good things going for you now. That's great :-) Yea we are in a great place in life currently. 2019 has been a very stressful, transformative year for the both of us, probably the most ever, with all that entailed bmonkey's birth, moving and job switching. We've ...

Here's the best proof I could capture.... https://i.imgur.com/pLwLDSh.jpg https://i.imgur.com/QJxoPWq.jpg I remember folks enjoyed my renovation project a few years back and so I thought I share some of what we are doing here. It won't be as extensive, although if I were going to do it right I would...

Walking at 9 months? Like furniture walking or unassisted? If it's the latter, she really is thriving! Glad to hear she is doing so well. She's been furniture walking since mid September so she was like 7.5 months old and has mastered that. She took her first unassisted steps last week and now this...

Pets!